Best Health Insurance Plans in India with ULIP options

Contents

Comparative Chart

Plan Name	Company	ULIP Plan	Health Benefits	Min. Premium	Lock-in Period	Fund Options	Death Benefit	Riders
ICICI Pru Signature	ICICI Prudential	ULIP	Optional health riders	₹2,000/month	5 years	Equity, Debt, Balanced	Fund Value or Higher	Health, Accidental, Waiver
HDFC Life Click 2 Wealth	HDFC Life	ULIP	Optional health top-ups	₹3,000/month	5 years	Multiple funds	Fund Value + Loyalty Additions	Critical Illness, ADB
Max Life Online Savings	Max Life	ULIP + Term	Optional health riders	₹2,500/month	5 years	Growth, Balanced, Conservative	Sum assured + Fund value	CI, Waiver
Aditya Birla Wealth Aspire	Aditya Birla	ULIP	Wellness discounts	₹2,000/month	5 years	Self-managed & guided	Fund value + Return of charges	CI, Hospital Cash
SBI Life Smart Wealth Builder	SBI Life	ULIP	Health Riders Available	₹2,500/month	5 years	Equity, Debt	Higher of Sum Assured or Fund	CI, Surgical Rider
Bajaj Allianz Future Gain	Bajaj Allianz	ULIP	Health riders available	₹2,500/month	5 years	7 Funds	Fund Value + Loyalty Additions	CI, Hospital Cash

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if (!age || !premium || !years || age 60) { document.getElementById('result').innerHTML = "Please enter valid age and values."; return; }

const n = years * 12; const r = rate / 12; const fv = premium * ((Math.pow(1 + r, n) - 1) / r);

document.getElementById('result').innerHTML = `🎯 Estimated Maturity Value: ₹${fv.toFixed(2).toLocaleString('en-IN')}`; }